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AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve. So what do you say? Are you ready to be part of something big?About AutoNation Finance AutoNation Finance, acquired in October 2022 and formerly known as CIG Financial, is a captive lender supporting one of the largest automotive retailers in the nation. As a fast-growing platform, it exclusively supports the expansive retail operations of AutoNation, enhancing financing options for our customers across a full spectrum of credit needs (Prime, Near-prime and subprime). The company's transition has allowed it to streamline processes and offer more tailored financing solutions, reinforcing AutoNation's market presence. This dynamic environment presents a unique opportunity for professionals seeking to develop their careers in auto finance. Joining AutoNation Finance is an opportunity to become part of a team dedicated to innovation and excellence in the automotive finance and retail industry, supporting an exciting growth initiative of the organization. The Sr. Director, Risk &amp; Business Analytics reports to the VP, Finance and is a member of AN Finance’s leadership team working closely with AN Finance’s CEO, COO and VP, Finance. The role supports the business to achieve its goals by partnering with business units across the organization to realize efficient risk-adjusted returns, while protecting the organization from exposure to losses resulting from credit, market liquidity, operational, modeling and other risks associated with an auto finance portfolio. The leadership role encompasses many facets of Risk including auto loan portfolio analysis, loan originations, loan servicing, adherence to underwriting policy, business analytics, pricing strategy, financial reporting, and operational and financial modeling. The Sr. Director, Risk and Business Analytics will manage a team responsible for Loan Origination System, Data Analytics, Quality Control, and related functions to broadly support the risk function. You will have varied responsibilities to help support the growth of the organization and its need for Enterprise Risk Management. At the center of these responsibilities is the ability to analyze the business thus necessitating a strong understanding of the issues and competing priorities of the organization. In this role you will often serve as a bridge between technology teams and the business with a focus on analyzing, documenting, and validating business needs in relation to system functionality or information output. As the bridge you will often be the orchestrator of what the product needs to be as a result of analytics and translate the business need into a technology plan for execution with the support of all stakeholders. Core to this role will be capabilities for data mining, data manipulation and data understanding for the purpose of risk evaluation with regard to collection, loss, recoveries, delinquency, balance liquidation, new originations and other projections for the auto loan portfolios. Responsibilities extend to support development of sophisticated risk/forecasting models, updating existing models and analysis of performance data for the purpose of proposing risk assessment. The position is highly quantitative and requires a hands-on approach to data analysis. The position also requires continuous and effective communication with executive management, peers and staff. This team member is responsible for providing information used to create reports for a variety of internal and external clients. This position will interact with many other departments in the interest of achieving the overall company objectives<ul><li>Lead the AN Finance risk management function, overseeing the identification, assessment, and mitigation of various types of risks, including market, operational, and auto portfolio risk.</li><li>Develop and maintain CECL Reserve loss provision model.</li><li>Develop and implement a comprehensive credit risk management framework, including policies, procedures, and systems, to effectively identify, measure, monitor, and control credit risk exposure across the organization.</li><li>Provide leadership and mentorship to the risk management team, fostering a culture of risk awareness, accountability, and continuous improvement.</li><li>Monitor credit portfolio performance and trends, static pools, conduct regular reviews and stress testing to assess portfolio quality and identify emerging risks, etc.</li><li>Work with VP Finance to develop models for RoA, forecasting, and other FP&amp;A purposes.</li><li>Collaborate with business units to develop and implement risk mitigation strategies and initiatives, including credit underwriting standards, portfolio diversification, and risk pricing models.</li><li>Oversee the development and implementation of credit scoring models, risk rating systems, and other quantitative tools to enhance the efficiency and accuracy of credit decision-making processes.</li><li>Provide guidance and expertise on complex credit transactions, structuring deals to optimize risk-return profiles while ensuring compliance with regulatory requirements.</li><li>Serve as a key liaison working closely with Compliance regarding regulatory agencies, auditors, and other external stakeholders on credit risk management matters, ensuring compliance with applicable laws and regulations.</li><li>Lead the enterprise risk management function, overseeing the identification, assessment, and mitigation of various types of risks, including market, operational, and auto portfolio risk</li><li>Assist in the development, implementation and ongoing support of new and ongoing behavioral scoring tools for originations and servicing of consumer loans.</li><li>Maintain existing and develop ad-hoc reporting for new financing facilities; warehouse, securitization and asset-backed lending</li><li>Oversee loan origination system team.</li><li>Ability to maintain confidentiality.</li><li>Serve as key point of contact and proactive engagement with vendors to assess new tools and technology – credit bureaus, fraud tools, automation tools, AI opportunities, et al</li></ul> Other Functions:<ul><li>Credit Committee Chair</li><li>CECL Committee Chair</li></ul>Qualifications:Profile Specifics:<ul><li>Have the leadership and management ability to bring structure, discipline and process while retaining the ability to work in an ever changing environment.</li><li>Must have proven organizational and multitasking skills, with the ability to effectively prioritize and balance workload.</li><li>Excellent project management skills; capable of ensuring multiple projects stay on-track and are delivered under budget, including internal resource planning, scheduling, and real-time management of resources.</li><li>Proven people management skills specific to delivering projects in short time-frames.</li><li>Ability to engage and manage contractors and work with 3rd parties to respond to short term demands for product growth or design.</li><li>Skills required include business and product strategic development, project management, product-development management and strong communication skills with all stakeholders.</li><li>Capable of managing many small teams concurrently in a fast paced, highly iterative and entrepreneurially spirited environment.</li><li>Versatile communicator with experience and skills necessary to interface successfully and often with all members of the team.</li></ul>Requirements: <ul><li>Bachelor's degree required; preferred course of study in Business, Finance, Mathematics, Statistics, Economics, or the equivalent. ​</li><li>Minimum of Five (5) years previous experience leading Risk team in automotive finance</li><li>Ability to manage and develop team, recruit staff for growing platform, develop bench for key risk function</li><li>Able to work well under pressure.</li><li>Consumer loan portfolio risk management/analysis experience preferred. ​</li><li>Understanding of modeling techniques. ​</li><li>Knowledge of PC software applications such as SQL, SSIS, MySQL, SQLyog, R, Python, Crystal Reports, SAS, Word.&nbsp;</li><li>Advance skills in Excel and proficiency in PowerPoint ​</li><li>Experience in financial analysis, data-mining and statistics. ​</li><li>Knowledge of complex risk management methods and techniques preferred. ​</li><li>Demonstrated ability to apply complex financial and statistical principles. ​</li><li>Advanced knowledge of finance, statistics, accounting and/​or consumer credit preferred. ​</li><li>Good analytical, quantitative and computer skills. ​</li><li>Good written and verbal presentation skills and ability to communicate well with all levels of management. ​</li><li>Conference attendance will be required as we grow the brand.</li><li>Detail-oriented and able to manage multiple tasks/​deadlines. ​</li><li>Able to work with minimal supervision. ​&nbsp;</li><li>Self-starter, assesses situations and takes initiative.</li><li>Flexible, proactive working style. ​</li><li>Adaptive to a team environment and works well independently.</li></ul><h2>Exciting Benefits and Perks Await You:</h2><ul><li>Competitive compensation and 401k matching</li><li>Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits</li><li>Exclusive RX Pet program offering discounts on medications</li><li>Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear</li><li>Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers</li><li>Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide</li></ul>AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.

AutoNation

Sr. Director, Risk Management

AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve. So what do you say? Are you ready to be part of something big?The Accounting Associate is responsible for recording various journal entries for general ledger. &nbsp;What are the day-to-day responsibilities?<ul><li>Preparing various accounting statements and reports - Reviewing and verifying the accuracy of journal entries and accounting classifications assigned to various records</li><li>Coordinating accounting matters with other departments, locations and divisions</li><li>Utilizing computer to input, retrieve or display accounting information</li></ul>What are the requirements for this job?<ul><li>High School diploma or equivalent</li><li>Two years experience in accounting</li><li>Strong written and verbal communication skills</li><li>Experience with Microsoft Office software</li><li>Strong acclimation to mathematics and analysis</li><li>Proficient in Microsoft</li></ul><h2>Exciting Benefits and Perks Await You:</h2><ul><li>Competitive compensation and 401k matching</li><li>Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits</li><li>Exclusive RX Pet program offering discounts on medications</li><li>Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear</li><li>Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers</li><li>Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide</li></ul>AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.

Accounting Associate

You Lead the Way. We’ve Got Your Back.With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our&nbsp;company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.Join Team Amex and let's lead the way together.Business Unit/Role Specific InfoThe internship will be a general Finance internship that will provide opportunities to intern in one of the following functional areas of Finance: Corporate Planning &amp; Analysis, Global Commercial Services Finance, US Consumer &amp; International Card Services, Global Merchant and Network Finance, Controllership, Global Treasury, and Investor Relations.How will you make an impact in this role?All interns receive a project solving a real business challenge for the organization. Examples of past projects include:<ul><li>Maximizing big data and SQL to understand American Express Card Member spending behavior in certain industries, across different markets and among certain merchants to determine growth opportunities</li><li>Business-to-Business (B2B) Industry Overview and recommendation of potential acquisition targets across markets</li><li>Assessing the efficiency of acquiring US Consumer Card Members through the Direct Mail acquisition channel</li><li>Creation of prototype to enable financial analysis on mobile products</li><li>Analysis of the profitability of our U.S. Small Merchants</li><li>Enhancements to Comprehensive Capital Analysis &amp; Review (CCAR) Stress Testing Analytics as part of annual Federal Reserve Board submission</li></ul>This position will be based in New York, NY.<h4>Minimum Qualifications</h4><ul><li>Currently enrolled in a full-time MBA degree program</li><li>Students must have a graduation date between December 2025 and June 2026.</li></ul><h4>Preferred Qualifications</h4><ul><li>Analytical Skills – ability to manipulate large amounts of data, spot trends &amp; generate significant insights</li><li>Interpersonal Skills – synthesize data into an easy-to-understand story &amp; articulate key messages across multiple audiences</li><li>Agile Mentality – positive, can-do attitude, adapt to change, and highly motivated self-starter</li><li>Leadership – act &amp; lead with courage, build relationships, make decisions quickly &amp; influence change</li></ul>Our team will review completed applications on a rolling basis. We appreciate your patience while we consider your application and will be in contact with youSalary Range: $38.45 to $87.00 hourly + sign-on bonusThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws,&nbsp; American Express may provide visa sponsorship for certain positions.We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:<ul><li>Competitive base salaries</li><li>Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)</li><li>Free and confidential counselling support through our Healthy Minds program</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our&nbsp;Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers/Employees -&nbsp;Click here to view the “Know Your Rights” poster and the&nbsp;Pay Transparency Policy Statement.If the links do not work, please copy and paste the following URLs in a new browser window: <a href="https://www.dol.gov/agencies/ofccp/posters&nbsp;to" target="_blank">https://www.dol.gov/agencies/ofccp/posters&nbsp;to</a> access the three posters.

American Express

Campus Graduate - 2025 MBA Finance Summer Internship New York, NY

AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve. So what do you say? Are you ready to be part of something big?This position will be responsible for debt collection of previously charged off customer accounts following vehicle repossession and/or other loss-related activity. The successful candidate will possess superior negotiating ability to work out repayment plans, or negotiating settlements when it is in the best interest of the company. This position also requires skip-tracing skills in order to locate assets for potential legal action against the debtor. This individual will interact with the Legal Administrator when necessary to locate assets for post-judgement writs of garnishment or levy. This position will also have some interaction with the Bankruptcy Administrator and other members of the Loss Recovery team. The individual will provide regular updates to the Loss Recovery Supervisor on incoming recovery dollars for accurate reporting to upper management. The successful candidate is self-directed in work prioritization and demonstrates superior judgment-making ability within the scope of the position’s areas of responsibility. The associate will perform all duties in accordance with CIG Financial policies and procedures and all state and federal regulations. This position requires working a variable schedule, which may include late evenings and occasional weekends, as directed by management. This position is eligible for a monthly bonus, based upon the individual’s ability to meet a minimum goal target set by management.<ul><li>Meet or exceed daily production standards by working an assigned queue of charged off accounts, contacting debtors or attempting to locate debtors.</li><li>Review new charge off accounts for appropriate action, determining whether deficiency collection efforts or legal pursuit are the most viable strategy.</li><li>Utilize skip-tracing skills to locate post-judgement debtors in order to execute writs of garnishment and/or bank levy.</li><li>Follow up with debtors on scheduled repayment plans to ensure consistent recoveries.</li><li>Within established guidelines, negotiate settlement arrangements with debtors in order to maximize potential recoveries.&nbsp;</li></ul>Essential Knowledge, Skills and Licenses<ul><li>Excellent verbal and written communications skills.</li><li>Ability to organize various tasks and prioritize workloads while managing to deadlines.</li><li>Superior customer service and negotiation skills.</li><li>Thorough understanding of state and federal laws applicable to debt collection, including the Fair Debt Collection Practices Act.</li><li>Superior skip-tracing skills, and be familiar with standard skip-tracing tools.</li><li>Self-motivated, comfortable working independently, with strong attention to detail.</li><li>Bi-lingual in English and Spanish is preferred.</li></ul>Education and/or Experience<ul><li>High school degree or GED is required.</li><li>Minimum three years previous experience in the consumer financial services industry is required, and automobile financing experience is preferred.</li></ul><ul><li>Minimum two years previous experience in bad debt/charge off collections is required.</li></ul><h2>Exciting Benefits and Perks Await You:</h2><ul><li>Competitive compensation and 401k matching</li><li>Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits</li><li>Exclusive RX Pet program offering discounts on medications</li><li>Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear</li><li>Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers</li><li>Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide</li></ul>AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.

Loss  Recovery Specialist I

<h4>You Lead the Way. We’ve Got Your Back.</h4>With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.Join Team Amex and let's lead the way together.IAG is a worldwide function with 200+ team members and offices across nine countries within American Express. &nbsp;We are committed to growing our audit staff significantly as we continue to expand and enhance the Internal Audit Group. Our assurance and risk professionals have diverse backgrounds including internal controls, consumer compliance, technology, operational risk, financial accounting, data analytics, and banking operations. &nbsp;Most IAG team members hold at least one professional certification. Our audit teams align to key risk areas and business units to ensure IAG can provide comprehensive and risk-based audit coverage. In addition, IAG has a Professional Practices group responsible for managing audit operations, quality, and standards; regulatory relations; reporting; training and professional development; and key internal capabilities and technologies.&nbsp;Internal Audit Group (IAG) – Finance&nbsp;The Finance team within IAG is responsible for conducting risk-based reviews of the Controllership and Tax process areas. Scope of coverage expands across various domains including but not limited to the review of financial statement close activities and consolidation, general ledger management, accounting and reporting (SEC and regulatory reporting).&nbsp;Key Responsibilities<ul><li>Assist team leaders, senior managers / managers, and senior auditors in accomplishing audit objectives in a team environment</li><li>Understands, identifies, evaluates and documents key risks and controls</li><li>Translate business risks, controls and supporting data into analytic requirements and partners with a development team to build audit analytics</li><li>Demonstrates a solid knowledge of audit and proper application of sampling techniques</li><li>Works with managers/ team leaders to develop audit test steps and can assume responsibility for key process areas of moderate complexity</li><li>Participate as a key team member on integrated audit projects to document processes under review, execute audit tests competently in accordance with policies and procedures, and with moderate supervision</li><li>Summarize and communicate results and recommendations to close identified control gaps</li><li>Validate that actions taken by management to address findings are appropriate and document the results</li><li>Proficient use of automated work papers and other department and company tools</li><li>Monitor a portfolio of audit analytics, assess analytic results, use the analytic data to tell the potential business story, and work with audit and business colleagues to validate that story</li><li>Collaborate with audit teams to understand the data behind key processes, risk and controls to develop analytic control tests and analyze and interpret their results</li><li>Undertake and effectively execute multiple concurrent audits, projects, or other tasks with a high level of personal accountability</li><li>Effectively coach, teach, mentor and develop junior colleagues and co-sourced resources in geographically diverse locations across all aspects of their role, the audit and analytic lifecycle, and audit methodology</li><li>Maintain internal audit proficiency through ongoing professional development including data literacy skills</li></ul><h4>Minimum Qualifications</h4><ul><li>2+ years of relevant audit experience within public accounting and/or internal audit function.&nbsp;</li><li>Bachelor of Art (BA), Bachelor of Science (BS), or equivalent degree in accounting or finance related field</li><li>Experience with technology control testing including interface inputs, reports, application security, business continuity and third parties</li><li>Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), and scorecards / dashboards</li><li>Aptitude for working with data, interpreting results, business intelligence and analytic best practices</li><li>Knowledge and experience in the application of control theory and professional auditing practices including the audit lifecycle</li><li>Ability to think analytically, communicate complex issues, and develop control recommendations</li><li>Strong written and verbal communication skills that deliver quality, actionable and beneficial feedback to management on potential control issues and solutions to close gaps</li><li>Demonstrated track record of integrity, effective communication, innovation, and excellence</li><li>Experience working with integrated audit teams across regions</li></ul><h4>Preferred Qualifications&nbsp;</h4><ul><li>3+ years of relevant experience in the banking industry within a public accounting, finance and/or internal audit function.&nbsp;</li><li>Professional certification (CIA, CISA, CPA, or equivalent) preferred</li><li>Understanding of financial accounting, SEC and regulatory reporting (FR Y-9C,Y-9LP, Y-14, 11/2314, etc.), including technology and data implications</li><li>Experience in financial services industries such as Banking, Capital Markets, Asset Management, Broker Dealers, etc. </li></ul>Salary Range: $55,000.00 to $105,000.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the&nbsp;Pay Transparency Policy Statement.If the links do not work, please copy and paste the following URLs in a new browser window:&nbsp;<a href="https://www.dol.gov/agencies/ofccp/posters&nbsp;to" target="_blank">https://www.dol.gov/agencies/ofccp/posters&nbsp;to</a> access the three posters.Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

Senior Auditor - Finance

Siebert Williams Shank &amp; Co., LLC (SWS), a leading women and minority-owned investment banking firm offering underwriting, sales and trading, research, and advisory services, is conducting a search for a Staff Accountant to join its finance team.Our FirmSiebert Williams Shank (SWS) is the nation’s largest minority-owned and women-owned broker-dealer, full-service investment banking and financial services firm that offers investment banking, sales, trading &amp; research, and advisory services to a broad and ever-expanding list of corporations, governments, municipalities, and institutional investors. Our 140+ diverse professionals are not only committed to providing the highest level of value-added services to our clients but also committed to improving the communities in which we work and live. All activities are supported by a robust secondary sales and trading platform, and a sound regulatory capital base which has grown steadily over the years, primarily through a commitment to reinvestment in the Firm. We have over 25 offices nationwide with dual headquarters in NYC and Oakland and have a 25+ year track record built on integrity, experience and results.Position OverviewWe are seeking a detail-oriented and enthusiastic accountant to join our team. This role will focus on collaborating with the Controller and management to ensure proper accounting and regulatory reporting. The ideal candidate will have knowledge of broker-dealer operations, financial rules and regulations, and the ability to navigate reporting requirements.Key Responsibilities<ul><li>Assist the accounting team with month-end entries and financial close</li><li>Update and maintain monthly balance sheet schedules and allocations</li><li>Track and record accounts receivables</li><li>Prepare, monitor and analyze firm's net capital computations to ensure compliance with regulatory requirements</li><li>Collaborate with internal teams (e.g., Syndicate, Trading, Finance, Compliance) to gather necessary data for reporting</li><li>Assist in regulatory examinations and annual audits</li></ul> Qualifications<ul><li>Bachelor’s degree in finance, accounting, business administration, or a related field</li><li>2+ years of experience within a broker-dealer or financial services firm</li><li>Knowledge and understanding of GAAP</li><li>Knowledge of broker-dealer operations, financial instruments, and regulatory requirements.</li><li>Excellent analytical skills and attention to detail</li><li>Ability to work effectively in a fast-paced environment and meet tight deadlines</li></ul>Skills<ul><li>Proficiency in MS Excel and other financial reporting tools.</li><li>Strong written and verbal communication skills.</li><li>Ability to work independently and collaboratively within a team.</li></ul>We are Committed to Fair Pay. At SWS, we are committed to fair, transparent pay and strive to provide competitive, market-informed compensation. The target total fixed compensation range for this position is $95,000 - $125,000. Compensation for the successful candidate will be determined by the candidate’s particular combination of knowledge, skills, competencies and experience. This position is also eligible for a discretionary bonus.SWS empowers talented and highly motivated individuals to thrive independently and collectively. We offer a competitive compensation package, an inclusive working environment and exceptional employee benefits. Our benefit program is designed to provide employees and their dependents with support in maintaining health and financial protection.Siebert Williams Shank &amp; Co., LLC is an Equal Opportunity Employer: EOE/M/F/V/D committed to a diverse workforce. We welcome and value the people and concepts that move our firm, our industry, and our communities forward. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age or any other characteristic protected by law.Apply today with your resume and cover letter outlining your relevant experience for the Staff Accountant role at Siebert Williams Shank &amp; Co., LLC.

Staff Accountant

AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve. So what do you say? Are you ready to be part of something big?As a Credit Analyst, you will underwrite and review submitted applications from new and used automotive dealers. In addition, you will communicate decisions to appropriate individuals, uphold fair lending practices, and meet targets for productivity, quality and customer satisfaction.Job Responsibilities<ul><li>Review, analyze and underwrite complex auto loans within company guidelines.</li><li>Assist with negotiation of contracts based on lending guidelines.</li><li>Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions with the ability to explain the rationale behind credit decisions made to dealerships and CIG Sales Managers if needed.</li><li>Build and maintain effective relationship with assigned automotive dealership base</li><li>Build and maintain positive working relationship with peers and Sales Managers</li></ul>Essential Knowledge, Skill and Licenses<ul><li>Knowledge of Consumer Auto Finance with 2 - 5 years of underwriting experience required</li><li>Thorough knowledge of credit review process and credit scoring</li><li>Strong analytical, organizational and time management skills</li><li>Strong verbal and written communication skills&nbsp;</li><li>Demonstrated ability to develop business relationships with dealer principals, Sales Team as well as Peers</li><li>Strong negotiation and decision-making skills</li></ul>Physical Demands<ul><li>Continuous use of personal computer/monitor/keyboard.</li><li>Physical Demand: None. Amt./Frequency: N/A</li><li>On-site staff preferred</li></ul><h2>Exciting Benefits and Perks Await You:</h2><ul><li>Competitive compensation and 401k matching</li><li>Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits</li><li>Exclusive RX Pet program offering discounts on medications</li><li>Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear</li><li>Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers</li><li>Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide</li></ul>AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.

Credit Analyst

You Lead the Way. We’ve Got Your Back.With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.Join Team Amex and let's lead the way together.The Global Merchant and Network Services (GMNS) Pricing team is responsible for the single largest source of American Express’ revenue: Merchant Discount Revenue. The team works closely with multiple business partners to determine the optimal pricing to encourage merchant acceptance of American Express, while striving to improve coverage and merchant satisfaction. Ultimately, we drive GMNS revenue and profit growth through customer-centric pricing principles, more flexible pricing architecture and innovative pricing solutions.The Finance Manager, Planning &amp; Forecasting - Pricing is responsible for the forecasting and reporting of merchant discount rate. This role provides a unique opportunity to have an impact across multiple businesses and segments by balancing the organization’s goal for profitable charge volume and merchant expansion, essential to the strength of our business.&nbsp;This is an excellent opportunity for an individual to gain knowledge of the payments industry, as well as exposure to and insight from senior leaders across American Express. The Manager should be a dynamic individual who can partner closely with senior leaders and has the right ambition to drive change.Job Responsibilities:<ul><li>Perform forensics on key Discount Rate drivers to assess sensitivity of various business practices and trends</li><li>Develop and implement roadmap for process standardization/ improvements for all reporting and forecasting related activities</li><li>Partner with Tech to support build and implementation of TM1 Discount Rate transformation</li><li>Support the creation of Merchant Discount Rate forecasts and track monthly performance against forecast by identifying drivers of variance</li><li>Build a comprehensive Discount Rate data repository globally to understand past performance and inform future pricing strategies </li><li>Support external audits by researching identified issues, partnering with the regional business teams that manage the merchant relationship, and working through to resolution</li></ul>&nbsp;Qualifications<ul><li>4+ years’ experience in financial services, payments industry, or other finance related roles is desired</li><li>Bachelor’s degree in required; Finance/Accounting/Business desired. MBA/Graduate degree is a plus</li><li>High proficiency with Excel and PowerPoint is required.</li><li>SQL and/or SAS data querying is required</li><li>Success in quantitative data analysis methods and data mining </li><li>Strong strategic thinker with the ability to translate trends and analysis into actionable recommendations</li><li>Strong aptitude for analytics; demonstrated ability to develop sophisticated financial models and draw value-added insights from large amounts of financial data</li><li>Strong attention to detail</li><li>Strong relationship management and collaboration skills with the ability to influence others in situations where there may be different goals</li><li>Excellent communication skills – both written and oral - with experience leading discussions with senior leaders where decisions need to be made based on the facts presented</li><li>Self-starter who excels in a fast-paced, dynamic environment that places a premium on driving results</li><li>Creative thinker who is willing to question traditional ways of doing things and develop new approaches to old challenges.</li></ul>Salary Range: $80,000.00 to $155,000.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the&nbsp;Pay Transparency Policy Statement.If the links do not work, please copy and paste the following URLs in a new browser window:&nbsp;<a href="https://www.dol.gov/agencies/ofccp/posters&nbsp;to" target="_blank">https://www.dol.gov/agencies/ofccp/posters&nbsp;to</a> access the three posters.

Finance Manager, Planning & Forecasting – Pricing

AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve. So what do you say? Are you ready to be part of something big?The Finance/Schedule Analyst is responsible for the assessment, monitoring and maintenance of various General Ledger Accounts for AutoNation entitiesWho would I interact with?Interacts with internal customers and external lenders and vendors at various levels, Schedule, CFS Registration and Cancellation teams, supervisor and management. &nbsp;What are the day-to-day responsibilities? • Support AutoNation entities through the assessment, review and maintenance of internal general ledger accounting schedules • Prepare adjusting journal entries • Research and correct account discrepancies • Research accounting issues for compliance and AutoNation standard accounting practices • Identify, analyze and report to department manager or supervisor trends, consistency and/or posting issues/concerns • Responsible for ensuring the validity of all entries on general ledger accounts • Move Problem items into the appropriate Store or SSC Problem queue for resolution • Enter schedule research notes for month end reporting • Produce high quality and quantity of work while under deadline pressure • Meet or exceed service level agreements • Back up and assist other team members as needed • Perform any other outside projects and/or tasks as neededWhat are the requirements for this job? • Effective analytical, problem-solving, organizational and time management skills, with the ability to meet commitments and deadlines • Understand accounting principles and logic • Proficient MS Excel experience • Experience handling high volume of paperwork in multiple computer database systems • Excellent follow-up and prioritization abilities • Communicate effectively with customer base • Automotive Accounting experience preferred, but not required • Ability to read, write, speak and understand the English language • Ability to work independently and as a team member in a deadline driven environment • Ability to handle and deal with sensitive and confidential information, in a tactful and discreet manner • Flexible work schedule to accommodate month end deadlinesWhat’s my next possible position? Finance/Schedule Lead<h2>Exciting Benefits and Perks Await You:</h2><ul><li>Competitive compensation and 401k matching</li><li>Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits</li><li>Exclusive RX Pet program offering discounts on medications</li><li>Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear</li><li>Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers</li><li>Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide</li></ul>AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.

BOS Schedule Team - EASE Sublet/Incentives-1

You Lead the Way. We’ve Got Your Back.With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.Join Team Amex and let's lead the way together.Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&amp;L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.&nbsp;Global Commercial Services (GCS) provides a range of card programs and expense management tools to help large, medium and small businesses around the world manage almost all the facets of their business spending. The GCS Lead Financial Office (LFO) team is responsible for providing financial management, decision support, and planning &amp; results analysis to the Chief Commercial Officer and her direct reports to help achieve BU and AXP financial targets. The team works closely with GCS business partners and multiple Finance teams to drive insights which have a meaningful impact on GCS business strategy.This position is on the&nbsp;US Small Business Charge Product Finance team, which provides decision support for products including, but not limited to, Business Platinum, Gold, Green, Plum, and Centurion cards. To be successful, the candidate will need to collaborate with business partners to determine the financial and customer impact of strategies by providing data-driven insights and modeling. The candidate will be expected to communicate with business partners, make recommendations, and influence future product investments.How will you make an impact in this role?<ul><li>Build relationships and collaborate with product managers and finance colleagues</li><li>Create business cases for product launches, new benefits, and other strategic product initiatives with a focus on profitability and customer impact</li><li>Develop detailed data-driven analytics&nbsp;at the portfolio, product, and customer levels to inform business decisions</li><li>Provide financial consultation on a variety of strategic product initiatives and investment ideas</li><li>Develop and produce post-launch tracking of initiatives for business partners and senior Finance leaders</li></ul>Minimum Qualifications:<ul><li>Bachelor’s degree required</li><li>Strong communication skills and ability to develop relationships within the Finance and Product organizations</li><li>Strong analytical and modeling skills with the ability to create data-driven frameworks on which to base recommendations and business cases</li><li>Team player that can work closely with finance colleagues and adapt to changing needs and priorities</li><li>Strong work ethic and demonstrated ability to work through complex projects independently</li></ul>Preferred Qualifications:<ul><li>Advanced knowledge of Microsoft Excel and PowerPoint</li><li>Knowledge of SQL preferred, otherwise, strong desire to learn SQL and work with customer-level data</li></ul>Salary Range: $80,000.00 to $155,000.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:<ul><li>Competitive base salaries&nbsp;</li><li>Bonus incentives&nbsp;</li><li>6% Company Match on retirement savings plan&nbsp;</li><li>Free financial coaching and financial well-being support&nbsp;</li><li>Comprehensive medical, dental, vision, life insurance, and disability benefits&nbsp;</li><li>Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need&nbsp;</li><li>20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy&nbsp;</li><li>Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)&nbsp;</li><li>Free and confidential counseling support through our Healthy Minds program&nbsp;</li><li>Career development and training opportunities</li></ul>For a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the&nbsp;Pay Transparency Policy Statement.If the links do not work, please copy and paste the following URLs in a new browser window:&nbsp;<a href="https://www.dol.gov/agencies/ofccp/posters&nbsp;to" target="_blank">https://www.dol.gov/agencies/ofccp/posters&nbsp;to</a> access the three posters.

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